Social Security Planning

Browse our resource library for information about all aspects of smart social security planning.

3 Ways to Raise Your Social Security Benefit

Targeted adjustments, boosting earnings, and carefully selecting benefit start dates can have a marked impact on the amount of Social Security benefits you’ll receive after retirement.  Learn how to leverage these strategies to maximize your returns.

When to Apply for Social Security Benefits

One of the most critical parts of retirement planning is knowing when to apply for social security to get the maximum amount of benefits. By claiming at the most optimal age, you can earn more than you would if you claimed them years earlier.

Will Working Longer Help – Or Hinder – Your Social Security Benefit?

As the age for retirement approaches, many people wonder if they continue working will their social security benefits get better. To find the answer, it is helpful to know how the benefits get calculated.

6 Savvy Questions About Social Security

For those who are entering or nearing retirement, there can be a lot of confusion around Social Security, how it works and how it affects their retirement decisions. This article answers some of the most common questions on the topic, like when to apply, how to undo bad claiming decisions, how work affects benefits and options for divorcees and survivors.

Social Security Planning for Couples: Maximizing Survivor Benefits

For those in a relationship, it’s important to consider the survivor benefits when planning for social security and how to make sure you claim at the right time to get the most benefits.

Do You Need to Sign Up for Medicare at 65 if You’re Still Working?

For Medicare to work and be successful, it forces a rule that you must sign up for it when turning 65, or face multiple penalties that would affect you throughout the coverage. There is only one exception to this rule that would allow someone to sign up later without any penalties.

Americans Lose Trillions in Social Security

A recent study done by United Income has shown that when people claim Social Security too early, they are losing out on a large amount of money – collectively $3.4 trillion or $111,000 per household. Only 4% of retirees claim at the most optimal time! Make sure your path to retirement includes accurate planning to claim at the right time so you don’t lose out out on a higher potential income.

Social Security and Coronavirus

In March 2020, all Social Security offices were closed to the public for in-person services, but they are still able to provide critical services. Benefits will continue to be paid, phone and online services are available, you may be able to meet an employee in a local office if necessary and more services are continuing. Keep in mind that if an employee is trying to reach you for follow-ups or appointments, they may be calling from a different number then you are used to – make sure to confirm they are from Social Security – they would never ask for payments or make any threats. Lastly, if you have had a change in your job or business, you may be considering if now is the time to claim Social Security, however, there are important guidelines to keep in mind. This article can help you learn more about what they are.